As a rule, it takes one to two weeks for the credit report to be prepared. However, the process can also take up to four weeks if additional documents are required or need to be submitted.
The calculation of the score value is not always disclosed and is therefore opaque to outsiders. In some cases, information is also considered controversial, as data is digitized without the consent of the person concerned.
On the one hand, credit reports can be purchased or credit checks can be transferred to the Pia-Wallet with the help of bank service providers. This takes up to 2 minutes.
Determine the creditworthiness of your customers easily and securely. Offer them the comfort and sovereignty to decide for themselves about the type of credit report. There is the possibility to use up to four credit agencies (Boniversum, Schufa, Infoscore and CrifBürgel).